REALTORS®, Real Estate Agents and Real Estate Brokers in Carmet, California
Christa K Govan
Cell:   619/548-8992
Office:  858/270-8991
Hi There!
Thanks for visiting my site…I am your Home and Loan ‘Ranger, doing both home purchases and loans
and listings for folks in California and Nevada.  Now that we are Correspondent Bankers, I can do work for you
nationwide.  I really am a Buyers Specialist and I do my clients loans as well, so I can guarantee their transaction will come to a smoothe close.  That is a major condition in todays volatile market.

I would prefer to get you qualified (NOT pre-qualified) as a pre-qualification isn’t worth the paper it’s written on.  Some bad habits die hard and this is one that is still alive in the industry.  Our approach is not “get ‘em in and out quick”, but is more focused on intense probing to make sure you get what you want in terms of your home and your current and desired future financial goals.  My work with you is very personal and very cooperative…..in line with what you want and the reality of you getting it.  Please call me any time at my home office ( 858/270-8991 )  or on my cell phone ( 619/548-8992 ) .  I live on the water in San Diego…pure paradise.
  I have worked in the following markets:  single family homes, 1-4 units, manufactured homes and condos or townhomes.  Certain areas of San Diego are just ripe for renewed appreciation and others offer fine opportunity for the lst Time Homebuyer.  If you just tell me the truth, no matter how tough it is, I will be able to help you in your quest for your Dream Home.  When we complete your transaction for a home and loan, you will receive the gift of a 2 night, 3 day vacation or other optional cruise, etc. vacations for a $59.00 fee.  That is the second part of my work….WANDERLUST…and I can offer you wholesale travel anywhere if you wish.  Cheers and looking forward to hearing from you.  Christa

4617  RUFFNER STREET
San Diego, California 92111
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Utopia Mortgage & Real Estate

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